Solicita un crédito y recibe el dinero en minutos
100% digital, secure
and in real time
Solicita un crédito y recibe el dinero en minutos
¡Hacemos tu vida más fácil!
100% digital loans, in real-time, available 24 hours a day, 7 days a week
Powered by /bdigital®
¡Hacemos tu vida, más fácil!
Powered by /bdigital®
What types of solutions do we offer?
We offer financial solutions tailored to each need: flexible personal loans for individuals and competitive options for businesses, ensuring the necessary support to achieve their financial goals.
Personal Loans
We offer our clients the possibility to obtain personal loans up to $500,000, with flexible conditions and personalized attention.
Business Loans
We provide our corporate clients access to competitive loans up to $2,000,000, designed to meet their business needs.
Prepaid Cards
Una tarjeta diferente que le permite recibir el dinero del crédito solicitado directamente en una tarjeta prepago*.
Coming soon*
Our purpose is to see you smile!
Descubre la libertad financiera con una innovadora plataforma Fintech, diseñada específicamente pensando en el usuario. Esta plataforma se centra en brindar la posibilidad de autogestionar créditos de manera eficaz, segura y totalmente personalizada.
It's time to travel, buy that car, that house, start that business. We have the loan for your needs!
100% digital loans. Everything in real time!
100% digital loans
For all needs
En tiempo real.
With Kuma, applying for a loan is easier than ever. Being an intuitive and secure app, it allows you to self-manage your loans quickly and without complications. We provide the necessary support to achieve your financial goals with ease. Join Kuma today!
A history of satisfied customers
Kuma stands out for having an extensive collection of customer testimonials from across the region, who attest to the significant impact we have achieved thanks to our deep knowledge, extensive experience, and notable seriousness.
Recently
FAQs
Kuma is a 100% digital fintech solution focused on the user experience, through which loans can be self-managed quickly and securely.
Para acceder a la plataforma y ser parte del ecosistema debe haber recibido una invitación y ser ciudadano (a) costarricense, residente o una empresa con personería jurídica en Costa Rica.
It is as simple as logging into your internet banking platform (your Bank's) and making a transfer to the IBAN account code assigned to your loan.
If you make a payment before the due date of your installment, it will be considered as an extraordinary payment.
Remember to make your installment payment on the exact day it is due.
If you don't remember your credit IBAN code, log in to the platform to make the corresponding query.
Important: The transfer must be carried out in real time.
Yes, you can make a payment for an amount greater than the established quota. In this case, the corresponding installment(s) will be paid and the difference will be applied to your loan balance (principal). Extraordinary payments reduce the term of the loan, not the installments.
After making the installment payment, you'll be able to check the installments you've paid and the installments remaining, automatically adjusted through the platform under the option: Credit Enquiry.
Access the platform from your device and on the homepage, click on the option: 'Forgot your Password?' and follow the instructions.
BD Finance es una fintech que además de brindar plataformas de servicios digitales, está debidamente registrada ante la Superintendencia General de Entidades Financieras (SUGEF), como entidad autorizada para operaciones crediticias sin intermediación financiera. Además, está inscrita ante el Sistema Nacional de Pagos Electrónicos (SINPE), del Banco Central de Costa Rica (BCCR), como proveedor de medios de pago. Este registro y cumplimiento normativo garantizan que nuestras plataformas sean exhaustivamente utilizadas y probadas antes de su implementación en clientes finales. Esto asegura la máxima seguridad y confiabilidad, permitiendo a nuestros clientes integrar nuestras soluciones a sus modelos de negocio con total confianza.
User-centered Fintech platform that orchestrates and supports the full range of solutions offered by BD Finance. Through /bdigital, BD Finance clients access a variety of specialized digital solutions, each designed to specifically meet their financial and digitalization needs, ensuring they meet market demands for 'time to market'.
All of this is carried out following the most rigorous security standards (OWASP) and is backed by leading technologies such as React, Flutter, and Microsoft Azure, ensuring world-class solutions.
